Enter a price, tenure and loan rate to see how a purchase at Pinery Residences is paid under the progressive payment scheme: the downpayment and its cash share, the stamp duties, and each construction stage with the bank’s payment and the monthly instalment after it. The price field opens at S$1,500,000, an illustrative round figure that is not a Pinery Residences price; replace it with your own figure. The loan rate starts at 1.50% as a reference; replace it with a rate quoted by your bank.
Illustrative figure; enter your own price.
Beyond 30 years or age 65, the lower limit applies.
How the price is paid
| Part | % | Amount |
|---|
Assumes the loan ends by age 65; longer loans fall in a lower LTV band.
Duties and other early costs
What the bank pays at each stage, and the monthly instalment
Scroll sideways for every column
| Stage | Bank pays (% of price) | Amount released | Milestone | Monthly instalment | Interest part | Principal part |
|---|
Reading the table. The bank starts paying after the buyer’s own share; on a 75% loan its first payment, at the foundation stage, is the 5% above the 25% already paid. Bank payments add up to the loan, not the price, and each instalment is worked out on the sum drawn so far over the full tenure. Estimate on IRAS and MAS rates checked 13 November 2026; the Pinery Residences sale and purchase agreement sets the binding schedule.
Reading the Pinery Residences Payment Schedule
The first tables cover what you pay before the bank lends: the 20% downpayment from cash and CPF, Buyer’s Stamp Duty and any Additional Buyer’s Stamp Duty for the chosen profile. The stage table then follows construction, with the bank paying each stage once your share is covered and the instalment rising after every payment.
These figures take it that the loan clears the income test; the TDSR calculator runs that check. The payment scheme page describes every stage.
Register for Pinery Residences
Pinery Residences is open for sale. Register with the Sales Concierge to receive the price list, the e-brochure and the current unit availability, and to arrange a showflat viewing at a time that suits you.
What the Sales Concierge sends you
- The current price list and the units open for selection on the balance units chart.
- The e-brochure and the floor plans for the home types you are weighing.
- A showflat appointment on a day and time of your choosing.
- Your first loan estimate from the TDSR calculator, set beside the stamp duty on your purchase.
Enquire About Pinery Residences
Every enquiry receives a personal reply from the Sales Concierge.
Prefer to talk? Call or WhatsApp the Sales Concierge on 6200 6220.